We've Got You Covered

Insurance and Recovery Tampa FL

Property damage is stressful enough—navigating the insurance process shouldn’t make it worse. At Category Prep & Relief (CPR), we offer expert insurance and recovery services in Tampa, FL to help homeowners and businesses recover from hurricanes, wind damage, water intrusion, fires, and more.

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Meeting All Your Needs

Custom Solutions for Every Situation

No two homes—or storms—are the same. Whether it’s a partial roof blow-off or a widespread treefall, we tailor our response to your specific property, roof type, and level of damage. Need assistance coordinating with your roofer or contractor? We can handle that, too.

“Awesome Job on Our Roof Tarp

The crew did a great job on our roof tarp! They were quick, knew what they were doing, and made sure everything was secure. The whole process was smooth from start to finish. Everyone was super easy to work with, and Ralph went the extra mile to make sure we were happy. The tarp looks solid, and we feel confident our home is protected.

If you need a roof tarp, these are the guys to call!”

Bailea Rodriguez

“The team did an amazing job tarping our roof! They worked quickly and efficiently, making sure everything was secure and well-protected. Their attention to detail and professionalism really stood out. If you need roof tarping, this is the company to call!”

Dara Cheun

“We appreciate this company going out of there way to help and provide excellent service. Thank you!”

Ethan R.

Full-Service Insurance Recovery Support for Tampa Residents

Insurance Claim Assessments
We evaluate your damage and generate comprehensive assessments tailored to insurer requirements—saving you time and reducing the risk of rejection.
Damage Estimates
Our estimates are formatted in Xactimate, the industry-standard software used by most insurance carriers, ensuring accurate valuations and faster approvals.
Emergency Services
We provide rapid emergency roof covers and tarp installations to stabilize your property and prevent further loss before your adjuster arrives.
Adjuster Advocacy
We attend inspections, interpret the policy language, and push back against lowball offers or unfair denials—serving as your personal claim advocate.

We've Got You Covered

Your Property Is in Good Hands

Even though Florida is known as the Sunshine State, it is highly prone to hurricanes and storms of various levels that ravage throughout the state. Category Prep & Relief was formed to help the people of Florida cope with severe weather damages and even help them prepare in advance. We are a crew of trained professionals and using state-of-the-art machinery and tools, we ensure that damages to your property can be reversed.

You Are Not Alone

We offer immediate remedy to help prevent damage from leaks, mold, and sheathing in all of Florida. Our mission is to help you prevent damage and mitigate it after a disaster. We never compromise on quality and always strive to provide you with the best services.

Recent Projects

Check Out Our Latest Projects

Explore our recent projects delivering rapid storm response and property protection solutions. From emergency roof tarping to debris removal and insurance claim support, our team helps homeowners and businesses recover quickly, safely, and confidently from unexpected disasters across Florida.

Helping You Be Prepared

Why Choose Category Prep & Relief

Here’s why homeowners and businesses throughout the Gulf Coast trust CPR:

Tampa-Based Knowledge
We understand Hillsborough County permit requirements, hurricane risk zones, and local insurer tendencies.
Licensed Professionals
Our field staff includes licensed adjusters, estimators, and mitigation specialists—people who know how to speak the insurance company’s language.
Fast Turnaround
We offer 24/7 emergency services with real-time claim tracking. Most assessments are completed within 48 hours.
End-to-End Solutions
From emergency contractor services to full rebuild referrals, CPR doesn’t stop at paperwork—we help rebuild lives.
Clear Communication
No hidden fees. No vague timelines. Just transparent, honest updates and professional advocacy from start to finish.

Property Damage Types We Handle – And How We Document Each

Our Tampa-based team has real-world experience with all major types of residential and commercial claims:

Wind and Hurricane Damage

Tampa has a 7.5% annual risk of hurricane-force winds according to the National Hurricane Center. Roof shingles, windows, doors, fences, and even AC units are frequent loss points. We document all exterior and interior wind damage with moisture readings, slope maps, and licensed contractor estimates.

Water and Mold Damage

Florida’s humidity accelerates mold growth. CPR uses thermal imaging and moisture mapping to detect hidden leaks and produce reports that meet insurer guidelines—especially for covered events like burst pipes or stormwater intrusion.

Fire and Smoke Claims

Wildfires and electrical fires are increasing in Florida suburbs. We use third-party labs and restoration partners to document soot residue, air quality loss, and smoke infiltration across walls, fabrics, and HVAC systems—key for proving full restoration costs.

Tree and Impact Claims

Downed trees and limbs are among the most common storm damage issues. Our emergency tree removal crews work alongside adjusters to document root cause, directional fall path, and structural impact points—crucial for coverage qualification.

Areas We Serve

Hernando County Pasco County Hillsborough County Pinellas County Polk County

Category Prep & Relief
209 Crystal Grove Blvd STE102, Lutz, FL 33548

Phone: (813)939-8277
Business Hours: Mon-Fri: 8AM – 6PM

What is the first thing I should do after property damage in Tampa?

Immediately secure your property with emergency measures like roof tarps or window boarding. Then call Category Prep & Relief at (813) 939-8277. We’ll handle both the physical protection and the insurance paperwork from day one.

Does homeowners insurance in Florida cover hurricane damage?

Yes, but most policies have a separate hurricane deductible, which can be thousands of dollars. We’ll help you understand your policy terms and work to get your claim paid quickly and fairly after a storm.

Can I file a claim if a tree fell on my house during a Tampa storm?

Absolutely. If the tree damage was caused by wind or storm activity, it’s typically covered.

How long does it take to get a payout from a property insurance claim in Florida?

Florida law requires insurers to pay or deny a claim within 90 days, but many claims drag on. We help speed things up by providing complete estimates, mitigation proof, and adjuster coordination so you’re not stuck waiting.

What if my insurance company denies my storm claim?

CPR can help you re-open denied claims or submit supplements. We’ve recovered payouts for many Tampa clients after initial denials by providing clearer documentation and stronger support.

Does FEMA offer assistance in Tampa if I don’t have insurance?

Yes. If your home is in a federally declared disaster zone, you may qualify for grants through FEMA Disaster Assistance. CPR can guide you through the application process and coordinate repairs to match FEMA guidelines.

Frequently Asked Questions

All Your Questions Answered

We understand that storm preparation and disaster recovery come with a lot of uncertainty. Whether you’re bracing for an approaching hurricane or managing storm damage afterward, it’s important to have answers you can trust.

If your question isn’t answered here, please contact us directly—our team is always ready to help.